From 964c92944fa5f15880f21d9a89cf50b7141db873 Mon Sep 17 00:00:00 2001
From: saravdnya2-oss <saravdnya2@gmail.com>
Date: Fri, 19 Dec 2025 11:06:23 +0530
Subject: [PATCH] Update index.js

---
 pages/index.js | 71 ++++++++++++++++++++++++++++++++++----------------
 1 file changed, 49 insertions(+), 22 deletions(-)
diff --git a/pages/index.js b/pages/index.js
index 809d0de8..e5b73ef9 100644
--- a/pages/index.js
+++ b/pages/index.js
@@ -1,23 +1,50 @@
-import Head from 'next/head'
-import Header from '@components/Header'
-import Footer from '@components/Footer'
-
-export default function Home() {
-  return (
-    <div className="container">
-      <Head>
-        <title>Next.js Starter!</title>
-        <link rel="icon" href="/favicon.ico" />
-      </Head>
-
-      <main>
-        <Header title="Welcome to my app!" />
-        <p className="description">
-          Get started by editing <code>pages/index.js</code>
-        </p>
-      </main>
-
-      <Footer />
+<div class="tl_page_wrap">
+      <div class="tl_page">
+        <main class="tl_article">
+          <header class="tl_article_header" dir="auto">
+            <h1>How to Use a Savings Account Calculator to Plan Your Finances Smarter</h1>
+            <address>
+              <a rel="author"></a><!--
+           --><time datetime="2025-12-15T08:52:58+0000">December 15, 2025</time>
+            </address>
+          </header>
+          <article id="_tl_editor" class="tl_article_content ql-container ql-disabled"><div class="ql-editor" contenteditable="false"><h1 dir="auto" data-placeholder="Title" data-label="Title">How to Use a Savings Account Calculator to Plan Your Finances Smarter</h1><address dir="auto" data-placeholder="Your name" data-label="Author" class="empty"><br></address><figure contenteditable="false"><div class="figure_wrapper"><img src="https://canarabank.bank.in/img/UploadedFiles/InternalBanner/Files/English/Savings_Bank_Account_canarabank.webp"></div><span class="cursor_wrapper" contenteditable="true"></span><figcaption dir="auto" class="editable_text" data-placeholder="Caption (optional)"></figcaption></figure><p dir="auto">Most of us have a savings account, some of us even have more than one. But how often do we actively use it as a tool for planning our financial future?</p><p dir="auto">If you’ve ever wondered how much interest your savings can earn, how small monthly deposits can add up over time, or which is the best bank for a savings account, you’ll want to get familiar with a smart little tool: the Savings Account Interest Calculator.</p><p dir="auto">Let’s dive into how this banking calculator works, why it matters, and how you can use it to take more control over your money.</p><h3 dir="auto" id="Why-a-Savings-Account-Still-Matters-in-2025"><strong>Why a Savings Account Still Matters in 2025</strong></h3><p dir="auto">With digital wallets, UPI, and new-age investment apps everywhere, it’s easy to overlook the humble savings account. But it remains the bedrock of personal finance.</p><p dir="auto">Here’s why:</p><p dir="auto">● It’s your go-to for emergency funds</p><p dir="auto">● Your salary usually lands here</p><p dir="auto">● It’s the safest place for idle cash</p><p dir="auto">● And yes, it earns interest!</p><p dir="auto">And while the interest may seem modest, over time and with regular deposits, it can grow into something meaningful. That’s where a savings account calculator comes in handy.</p><h3 dir="auto" id="What-Is-a-Savings-Account-Interest-Calculator?"><strong>What Is a Savings Account Interest Calculator?</strong></h3><p dir="auto">A Savings Account Interest Calculator is a simple tool that helps you estimate how much interest your money can earn in a savings account over a given period.</p><p dir="auto">It’s especially useful when:</p><p dir="auto">● You’re trying to compare banks for the best interest rates</p><p dir="auto">● You want to set a monthly savings target</p><p dir="auto">● You’re curious how your money will grow over time</p><p dir="auto">Try Canara Bank’s APR Calculator here:</p><p dir="auto">https://canarabank.com/pages/aprcalculator</p><h3 dir="auto" id="How-It-Works:-Breaking-Down-the-Inputs">How It Works: Breaking Down the Inputs</h3><p dir="auto">To use a savings interest calculator effectively, you’ll typically need to enter:</p><p dir="auto">● Principal Amount: The money you plan to deposit.</p><p dir="auto">● Interest Rate: Varies by bank. (Canara Bank offers competitive rates — check the latest here:&nbsp;<a href="https://canarabank.bank.in/savings-bank-account" target="_blank">Savings Account Page</a>)</p><p dir="auto">● Time Period: How long you plan to keep the funds in the account.</p><p dir="auto">● Frequency of Interest: Quarterly, half-yearly, etc., based on the bank’s compounding rules.</p><p dir="auto">The calculator then shows you how much interest you’ll earn, making it easier to plan your savings goals.</p><h3 dir="auto" id="A-Simple-Example:-How-Much-Can-You-Earn?">A Simple Example: How Much Can You Earn?</h3><p dir="auto">Let’s say you keep ₹1,00,000 in your savings account with an interest rate of 2.7% per annum, compounded quarterly.</p><p dir="auto">Using the calculator, you’d find:</p><p dir="auto">● Interest earned in one year: approx. ₹2,718</p><p dir="auto">● In 5 years: over ₹14,000</p><p dir="auto">Now imagine adding a recurring deposit of ₹2,000 every month. The results? Even better. You’ll see how consistent saving supercharges your financial growth — without touching the stock market.</p><h3 dir="auto" id="Tips-to-Maximise-Your-Savings-Interest">Tips to Maximise Your Savings Interest</h3><p dir="auto">Keep higher average balances — Many banks offer tiered interest rates.</p><p dir="auto">Avoid frequent withdrawals — Interest is calculated on daily balances.</p><p dir="auto">Use auto-debit to add monthly savings — Even small amounts can grow with time.</p><p dir="auto">Choose a bank with good digital tools — Like Canara Bank, which offers calculators, e-passbooks, and smart banking apps.</p><h3 dir="auto" id="Final-Thoughts">Final Thoughts</h3><p dir="auto">Sometimes, financial planning seems like a big, complicated task. But it doesn’t have to be. Even something as basic as your savings account can become a powerful tool, if you use it wisely.</p><p dir="auto">With the help of a Savings Account Calculator, you can:</p><p dir="auto">● Visualise your financial future</p><p dir="auto">● Make smarter money moves</p><p dir="auto">● And find the best place to grow your idle cash</p><p dir="auto">So whether you’re a student, salaried professional, homemaker, or senior citizen — start with what you have, and use tools like these to make every rupee count.</p><p dir="auto">Because in the world of finance, clarity is power, and sometimes, it starts with just a simple calculation.</p><p dir="auto"><br></p><p dir="auto"><br></p><p dir="auto"><br></p></div><div class="ql-clipboard" contenteditable="true" tabindex="-1"></div><div id="_tl_link_tooltip" class="tl_link_tooltip"></div><div id="_tl_tooltip" class="tl_tooltip">
+            <div class="buttons">
+              <span class="button_hover"></span>
+              <span class="button_group"><!--
+             --><button id="_bold_button"></button><!--
+             --><button id="_italic_button"></button><!--
+             --><button id="_link_button"></button><!--
+           --></span><!--
+           --><span class="button_group"><!--
+             --><button id="_header_button"></button><!--
+             --><button id="_subheader_button"></button><!--
+             --><button id="_quote_button"></button><!--
+           --></span>
+            </div>
+            <div class="prompt">
+              <span class="close"></span>
+              <div class="prompt_input_wrap"><input type="url" class="prompt_input"></div>
+            </div>
+          </div><div id="_tl_blocks" class="tl_blocks">
+            <div class="buttons">
+              <button id="_image_button"></button><!--
+           --><button id="_embed_button"></button>
+            </div>
+          </div></article>
+          
+          
+          
+          <aside class="tl_article_buttons">
+            <div class="account account_top"></div>
+            <button id="_edit_button" class="button edit_button">Edit</button><!--
+         --><button id="_publish_button" class="button publish_button">Publish</button>
+            <div class="account account_bottom"></div>
+            <div id="_error_msg" class="error_msg"></div>
+          </aside>
+        </main>
+      </div>
+          <div class="tl_page_footer tl_page_footer_visible">
+      <div id="_report_button" class="tl_footer_button">Report content on this page</div>
+    </div>
     </div>
-  )
-}
